Insurance
Asher Roth Lyrics


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[Asher Roth:]
Last night took a trip down to the corner store
Needed rolling papers, bag of chips, and a granola bar
Cruised the aisle for some chocolate and coconut water
When he burst in told the counter to open the drawer
Stuck the piece to his teeth as he insisted
"If you know what's good for you, I think that you should listen"
But he didn't, attendant was resistant
That's when he flipped the switch and said "I guess I'll pick off the store"
He turned around and searched the store with frantic eyes
Of course he locked on mine, I was the only one inside
Come on kid, it's time to go for a ride
Flashed his piece and me and said don't you be trying nothing
Tied and blildfolded threw me in the trunk
Stunk of gasoline and stale cigarette butts
I'm thinking "fuck man, fuck man, this is just my luck"
My stomach telling me this be my last one
Think to myself what the hell I could have done
Should have run
Yeah I bet it wasn't a loaded gun
Breathing heavily speeding up over 70
Settled on dead meat, don't even believe in heaven, B
Then 20 minutes at least, when tires screech
Oh please, police, but my hope has gone weak
Opens the trunk, "get up, " he tells me
Walk a couple paces then throws me to my knees

[Hook: zz Ward]
I ain't even try to hurt no one
See it ain't my finger on that trigger
Visualize but I ain't got none
Now I paid my bail but it just got bigger
Silence gimme sugar try to run
But it just got worse, now I just can't reverse
It's a target sitting on my back
The cops on me, yes I'll never be free

[Rocky Fresh:]
Okay there's substance in my reefer raps
They getting heard across the map
I'm running shit, take a lap
Sleeping on me, take a nap
But know them dreams about me bad
Knowing I'm awake getting money that you never had
I'm doing what I want so homie I ain't never sad
Do what makes you happy even if it makes them niggas mad
And they gonna talk about you, at least you staying on their mind
Tell them to get off your dick and to get up on that grind
Trying to keep up with me, they just gonna get left behind
Homie I'm the fast forward, make you want to press rewind
I keep them on the chase, knowing that I'm in first place
I keep up with my pace, you should keep your sneakers laced
We breaking ankles, crossing over, sneakers you can find
That gold up on me, Rolly homie, saying it's my time
And don't try to fuck with my plans
Catch a bomb like you trying to take a run through Iran, damn

[Hook:]

[Blu & Exile:]
Damn, niggas been shot
Them pos be locking up the team and shit is hot
For your home block it's no more weed and no more rock
My pockets hurting, heard you eating, what you got
Driving in circles, make a leaner with my watch
I'll speed and fuck at the cops
I'll keep your cousin watch, I'll steal it
And my Glock's out swerving
Hawks caught us by the place where we were surfing
And brought us in cause we ain't have insurance, fuckers





[Hook:]

Overall Meaning

The song begins with Asher Roth recounting a traumatic experience he had at a corner store. He describes a robbery, where the robber held a gun to his teeth and demanded money from the attendant. Despite the attendant's resistance, the robber eventually forces them to empty the drawer and then takes Roth hostage. Roth is thrown into the trunk of the car and driven around fearfully. Rocky Fresh takes over for the next verse and raps about his success and the jealousy it breeds, while Blu & Exile take the last verse and talk about the consequences of not having insurance. The song ends with ZZ Ward repeating the refrain about being hunted down, seemingly highlighting the fact that the consequences of actions can be long-lasting and inescapable.


The lyrics to "Insurance" are open to interpretation and can mean different things depending on the listener's perspective. However, one common theme throughout the song is the consequences of a person's actions, and the idea that life is full of risks that require insurance, whether it's for car accidents, medical emergencies, or robberies.


Line by Line Meaning

Last night took a trip down to the corner store
I went to the store last night.


Needed rolling papers, bag of chips, and a granola bar
I needed some stuff from the store, like rolling papers, chips, and a granola bar.


Cruised the aisle for some chocolate and coconut water
I walked down the aisle looking for some chocolate and coconut water.


When he burst in told the counter to open the drawer
A robber came in and demanded that the cashier open the cash drawer.


Stuck the piece to his teeth as he insisted
The robber put a gun in his mouth and made his demands more forceful.


"If you know what's good for you, I think that you should listen"
He threatened the cashier and told him to obey.


But he didn't, attendant was resistant
The cashier didn't obey and instead resisted the robber's demands.


That's when he flipped the switch and said "I guess I'll pick off the store"
The robber decided he would rob the store since the cashier wasn't cooperating.


He turned around and searched the store with frantic eyes
The robber looked through the store quickly and panicked.


Of course he locked on mine, I was the only one inside
The robber saw me, and I was the only person in the store with him.


Come on kid, it's time to go for a ride
The robber told me we were going somewhere.


Flashed his piece and me and said don't you be trying nothing
He showed me his gun and warned me not to try anything.


Tied and blildfolded threw me in the trunk
He tied me up and blindfolded me before throwing me in the trunk of his car.


Stunk of gasoline and stale cigarette butts
The trunk smelled like gasoline and old cigarettes.


I'm thinking "fuck man, fuck man, this is just my luck"
I was thinking this was terrible luck.


My stomach telling me this be my last one
I was terrified and felt like this would be my last moment.


Think to myself what the hell I could have done
I was trying to think of what I could have done differently to avoid this situation.


Should have run
I wish I had tried to run when I had the chance.


Yeah I bet it wasn't a loaded gun
I thought that maybe the gun wasn't actually loaded.


Breathing heavily speeding up over 70
He was driving fast and I was breathing heavily.


Settled on dead meat, don't even believe in heaven, B
I thought I was going to die and I didn't believe in heaven.


Then 20 minutes at least, when tires screech
We rode in the car for at least 20 minutes before the tires screeched.


Oh please, police, but my hope has gone weak
I saw the police, but I had lost hope by that point.


Opens the trunk, "get up, " he tells me
The robber opened the trunk and told me to get up.


Walk a couple paces then throws me to my knees
He made me walk a couple of steps before throwing me to my knees.


I ain't even try to hurt no one
I didn't try to hurt anyone.


See it ain't my finger on that trigger
I didn't pull the trigger.


Visualize but I ain't got none
I can't remember what happened next.


Now I paid my bail but it just got bigger
I paid my bail, but it ended up costing me more money.


Silence gimme sugar try to run
I tried to run, but I didn't say anything about what had happened.


But it just got worse, now I just can't reverse
Things got worse, and now I can't change them.


It's a target sitting on my back
I feel like I have a target on my back now.


The cops on me, yes I'll never be free
The cops are after me, and I don't think I'll ever be free.


Okay there's substance in my reefer raps
My music has meaning.


They getting heard across the map
People are listening to my music all over the world.


I'm running shit, take a lap
I'm successful in what I do.


Sleeping on me, take a nap
People who underestimate me should go to sleep.


But know them dreams about me bad
They'll have nightmares about me.


Knowing I'm awake getting money that you never had
I'm awake and making money that they've never made.


I'm doing what I want so homie I ain't never sad
I do what I want and don't feel sad about it.


Do what makes you happy even if it makes them niggas mad
Do what makes you happy, even if it makes other people angry.


And they gonna talk about you, at least you staying on their mind
People will talk about you, but that means you're on their mind.


Tell them to get off your dick and to get up on that grind
Tell them to stop bothering you and start working hard.


Trying to keep up with me, they just gonna get left behind
Trying to compete with me will only result in them losing.


Homie I'm the fast forward, make you want to press rewind
I'm so successful, it'll make you want to go back in time and start over.


I keep them on the chase, knowing that I'm in first place
I keep people chasing me because I'm in first place.


I keep up with my pace, you should keep your sneakers laced
I work hard and move quickly, so you should be prepared to keep up with me.


We breaking ankles, crossing over, sneakers you can find
We're so fast, we're breaking ankles and crossing over quickly.


That gold up on me, Rolly homie, saying it's my time
I have a gold watch and it represents my success.


And don't try to fuck with my plans
Don't try to mess with my goals and ambitions.


Catch a bomb like you trying to take a run through Iran, damn
You'll regret messing with me, just like someone would if they tried to run through a warzone like Iran.


Damn, niggas been shot
People have been shot and it's serious.


Them pos be locking up the team and shit is hot
The police are arresting people and it's becoming dangerous.


For your home block it's no more weed and no more rock
There's no more drugs for sale in your neighborhood.


My pockets hurting, heard you eating, what you got
I don't have any money, but I heard you do. Can I have some?


Driving in circles, make a leaner with my watch
I'm driving around aimlessly and checking the time.


I'll speed and fuck at the cops
I'll drive really fast and try to evade the police.


I'll keep your cousin watch, I'll steal it
I'll keep an eye on your family member and steal from them.


And my Glock's out swerving
I have a gun and I'm waving it around erratically.


Hawks caught us by the place where we were surfing
The police caught us where we were hanging out.


And brought us in cause we ain't have insurance, fuckers
We got arrested because we didn't have insurance.




Contributed by Isaiah R. Suggest a correction in the comments below.
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Comments from YouTube:

@mattyice_13

still bumpin this, Timeless music. Blu murdered this,

@dylanlow1727

2022 listening to this hidden gem 💎

@LudoRock15

Wouldn't have found this song if it weren't for ZZ Ward!

@allysonlincoln3480

ZZ. Greatness sheer greatness! Seen her live twice blown my mind every time I hear her. Easy on the eyes easier on the ears!

@darriuswilliams6007

That hook though

@LockeTheDoor

blu spittin with that nasal

@dronlincoln

this is my shit, i like how he tells a story in the verse

@briangarciapaints7483

I think Asher is talking about how he was forced to sell his soul. Even the hook adds to it if you listen to what she’s saying. His wordplay is crazy because he’s making it sound like it’s a store robbery. But really the record label coming for his soul.

@briangarciapaints7483

It’s no wonder why this song isn’t on the officially track listing on iTunes.

@Frizz9000

Really good song. The beat is very original

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