Zero % Interest
Jason Mraz Lyrics


Jump to: Overall Meaning ↴  Line by Line Meaning ↴

Our friends on the front porch telling jokes
And they swing swiftly towards happier times
Expending lines and finding more energy for the effort
And getting distance from that front porch spotlight
But us we found peace in shadows
Long enough to see the monsters rise

Candy's got some space to fill in her daydreams
Living high on yesterday's lie
Talking to me about some 0% interest
And how she got a better deal than the next guy

And the way the lightning shocked us
When we were lost and looking down that long missouri highway
Your hair was longer then and now I remember

Oh the roads unencumbered by cats
They're burning like wet matches
through my miracle mile mind

You left your thumbprint inside me now for months it seems
But mine only brushes your soft surface
And somehow it leaves me listless
My tongue curls under my lips oh yes

So I can't speak to tell you of the months before I met you
And the way the truth it locked us
Right about the time after the lightning shocked us

When we were young and missing
'round that small new england byway
Our lives they were sheltered then and I now I remember
Well its not even being about that anymore
I gotta get you down

Those tiny fragments of perfection
They please me in a time unchanged
When its not the same beginning
Or a long awaited end

If I knew all the words
I would write myself out of here
If I was all the colors
I would paint you pretty in gold
In a picture so I'm told little sister

So now I'm sold little sister
Why don't you tell me about the sunsets in sweden
And the laws of eden
And how you were the rock of gibraltar
And how they called you foxy
Well that's another whole box of pandoras
That's another whole box of them ties

Slide your foot off the gas
Before we crash right back into the median
It separates our house from the middle of the street
Talking about our house

Is on the front porch telling jokes
And they swing swiftly towards happier times
Expending lines and finding more energy for the effort
And getting distance from that front porch spotlight
But us we found peace in shadows
Long enough to see a monster die

We all need to find a little space in our daydreams
Long enough and just so long
Long enough, just as long
Just so long as its long enough
Is it long enough
Is it long enough for me
Long enough for me to chew on

If it isn't
If it isn't
If it ain't
If it don't
If it can't




Then it won't
And that's just the way that it goes

Overall Meaning

In Jason Mraz's song "0% Interest," the first verse describes a group of friends on a front porch telling jokes and enjoying each other's company. The singer and his partner, however, find peace in the shadows, away from the spotlight of the front porch. The second verse talks about Candy, who lives in her daydreams and boasts about getting a 0% interest rate on a deal. The chorus talks about some memories of the past, including being lost on a Missouri highway and missing life in a small New England town. The singer expresses his desire to escape from his present state and find something new to chew on.


The lyrics of the song are quite abstract and leave a lot of room for individual interpretation. One possible reading of the first verse is that the singer is someone who is more introverted and doesn't feel comfortable being the center of attention. He prefers to observe from a distance and feels more comfortable when he can hide away in the shadows. The second verse, on the other hand, may be interpreted as a criticism of consumer culture, where people are obsessed with getting the best deals and always wanting more.


Line by Line Meaning

Our friends on the front porch telling jokes
Our friends are reminiscing on brighter days, creating a positive atmosphere


And they swing swiftly towards happier times
They are putting more energy into making themselves and others happy


Expending lines and finding more energy for the effort
They are putting more effort into their positive behavior


And getting distance from that front porch spotlight
They want to move on from their past and obtain peace


But us we found peace in shadows
We find peace in our memories and darkness


Long enough to see the monsters rise
Our past experiences helped us to recognize wrongdoing and problems


Candy's got some space to fill in her daydreams
Candy wants more in her life and is lost in her thoughts


Living high on yesterday's lie
Candy is living in denial of the past


Talking to me about some 0% interest
Candy tries to make it seem like she is better than others


And how she got a better deal than the next guy
Candy is trying to one-up others and make them jealous


And the way the lightning shocked us
A moment of realization or shock experienced by the singer and someone else


When we were lost and looking down that long missouri highway
The event of shock or realization occurs during a memory of traveling


Your hair was longer then and now I remember
A memory of the past, and a specific detail which helps the memory to be more vivid


Oh the roads unencumbered by cats
A metaphor for the roads of the past being free of hindrances or distractions


They're burning like wet matches
The metaphor is continued with the vivid imagery of the roads being consumed by flames


Through my miracle mile mind
The artist's mind is racing with memories and ideas as they travel


You left your thumbprint inside me now for months it seems
The other person has left a lasting impact on the artist


But mine only brushes your soft surface
The singer's impact on the other person is not as tangible


And somehow it leaves me listless
The singer is feeling empty or directionless


My tongue curls under my lips oh yes
The artist is nervous or anxious


So I can't speak to tell you of the months before I met you
The artist can't articulate their past experiences to the other person


And the way the truth it locked us
The truth or reality of their situation has impacted their relationship


Right about the time after the lightning shocked us
The realization or shock happened at a turning point in their relationship


When we were young and missing 'round that small new england byway
A memory of the past, when they were younger and uncertain


Our lives they were sheltered then and I now I remember
Despite not having much experience, they were not yet exposed to life's hardships


Well its not even being about that anymore
Their relationship is no longer centered around their past


I gotta get you down
The singer wants to be with the other person


Those tiny fragments of perfection
Small things in life that are perfect or ideal


They please me in a time unchanged
These small things can provide comfort in times of distress


When its not the same beginning or a long awaited end
These small things can occur at any point in life, regardless of where one is on their path


If I knew all the words
The singer wishes they could express themselves better


I would write myself out of here
The artist wishes they could escape their current situation


If I was all the colors
The artist wishes they could be different or better


I would paint you pretty in gold
If they could, they would make things perfect for the other person


In a picture so I'm told little sister
A metaphor for a perfect moment, something they have been told about but have not experienced


So now I'm sold little sister
The artist is now convinced of something


Why don't you tell me about the sunsets in sweden
The singer wants to hear about something beautiful and different


And the laws of eden
The singer wants to hear about the mysteries of life


And how you were the rock of gibraltar
The singer wants to hear about strength and stability


And how they called you foxy
The artist is interested in the other person and their experiences


Well that's another whole box of pandoras
A new topic or concept of discussion to be explored


That's another whole box of them ties
Another topic to be explored at another time


Slide your foot off the gas
The singer is urging someone else to slow down or take it easy


Before we crash right back into the median
If they don't slow down, something bad could happen


It separates our house from the middle of the street
The median separates the artist's house from the rest of the world


Our house is on the front porch telling jokes
The artist's home is where their friends feel most comfortable


And they swing swiftly towards happier times
Their friends are enjoying themselves and becoming more positive


Expending lines and finding more energy for the effort
Their friends are putting more energy into creating positivity and happiness


And getting distance from that front porch spotlight
Their friends don't want to dwell on their past and would rather move forward


But us we found peace in shadows
The singer and someone else find comfort in the things that most people want to forget


Long enough to see a monster die
Their past has made them resilient and able to confront their problems


We all need to find a little space in our daydreams
Everyone needs time to think and imagine a better future


Long enough and just so long
This time should be just enough to provide comfort but not enough to become a burden


Is it long enough for me to chew on
The singer is looking for something to ponder or think over


If it can't then it won't
If something isn't fulfilling, it should be replaced


And that's just the way that it goes
This is just how life works




Lyrics © Goo Eyed Music
Written by: ARIEL QUIROLO, JASON MRAZ

Lyrics Licensed & Provided by LyricFind
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Comments from YouTube:

phoenixnotarizona

I am so psyched to find this version. The only version on Spotify is totally different and the syncopation threw me off. This is the version I was looking for!!

Tina Westhoff

no one I play this song for understands where I'm coming from. This song is beautiful and says so much.

Josie Cameron

I totally get it! So much so that I will never forget where & when I first heard his voice! Jason is magical ⚘

Little Bear

As a die hard mraz fan, this is hands down one of his best tracks he's ever written. I get you, I hear you

Sejun Lee

i can't believe there was a version like this. it's 2021 and i still consistently am surprised by Jason!

fede garcia

this is his best song no doubts about it

Channeling Chickadee

I agree

Shawna C

I first saw him live in 2006, he sang this , he and toca were amazing, still are

Josie Cameron

These lyrics are just too good!

Novita Sari

i miss jason mraz so much

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