Debt Collector
Anthony Hill Lyrics

The debt collector's on his way.
A warning that the consequences of financial mismanagement are about to catch up with the person.

He'll break your bones and make you pay.
The sheer weight of the debt will lead to physical and emotional consequences for the person.

He'll make you pay, yeah
Reinforcing the point that escaping from debt collectors is almost impossible.

Fill your life with stuff that you don't need
The person is prone to unwise expenditure that does not add real value to their life.

Expensive things you can't afford to keep
The person focuses on material possessions but lacks the financial discipline to keep up with the expenses they incur.

Common sense? You haven't got a lot!
The person is not making rational financial decisions.

Your priorities are all over the shop!
The person has trouble setting appropriate spending priorities.

You survive eating all your meals out of tins
The person's ability to afford decent food is compromised by their financial decisions.

Only work to fund your Friday night binge
The person prioritizes pleasure over responsibility and this is having negative consequences.

In bed 'til 3 pm every weekend
The person is prone to excessive sleep and lazy behaviour.

You're losing sleep like you lost all your friends.
The pressure and worry of financial distress is causing the person to suffer sleep deprivation and isolation.

Don't you know the years have got a funny way
An acknowledgement that time waits for no one, and poor financial decisions can have long-lasting negative effects.

Of sneaking up on you every time you waste a day?
Wasting time and not making the most of opportunities will end up being detrimental in the long run.

Your birthday marks the end of another rubbish year
A reflection that the person's life is not flourishing as much as they would like it to.

You don't feel any older but your hair's looking thinner
The person is not aging gracefully and may be worried about their physical appearance.

Ignorance isn't always bliss
The person needs to acknowledge their mistakes and take responsibility for making better financial decisions.

Your life could be a lot better than this.
An affirmation that better financial decisions could lead to a more fulfilling life.

Now it's time for you to change your ways
Encouragement to the person to make positive changes starting today.

Make something of yourself one of these days
Reminding the person that they have the potential to achieve great things if they make the right choices.

You owe your life to a health inspector
A debt has been incurred due to negligence in the person's professional activities.

Spent time you didn't have and now the debt collector
The person did not budget their time properly, and as a result, they now have to deal with consequences.

Is onto you.
The person can no longer get away with poor financial decisions, and the debt collector is coming after them.

Haven't you heard what comes to those who waste their lives?
A plea for the person to look around and see examples of people who did not make the most of their time.

Just living every single day the same as everybody else?
An admonition that the person should not fall into the trap of just going through the motions without making conscious choices.