The themes/motifs of the commercials include, in order:
Pirate-themed restaurant
Living with in-laws
Used car
Bicycle riding
Rockstars pool party
Renaissance fair
Roller coaster
Small town / cell phone shop
Country bar in Reno
Most feature references to the original "Pirate" commercial; either lyrically, or by including it as part of the background. Most also feature an elderly woman, who in the later commercials is disapproving of the group.
Violette was born June 12, 1981 in Montreal and attended the National Theatre School of Canada in 2002. The commercials prepared by David Muhlenfeld & Shakur Green at the The Martin Agency began appearing in October 2007. Due to Violette's Canadian French accent, his voice has been dubbed in the United States. He earlier did a Sirius Satellite Radio commercial in French.
When asked about his character by the Washington Post, Violette said that "He's a guy who has a lot of dreams and hopes. But he's not able to make them concrete because I think he's a little bit lazy. He's the kind of guy who always has bad luck . . . but I'm sure he has a good heart."
The commercials have spawned various homages including many parodies on YouTube. MADtv parodied the ads in a sketch that featured a young man cursed by bad luck after getting a credit card his senior year of high school. After racking up $80,000 in debt, he ends up in jail, escapes and eventually winds up living with a skinhead named Fang "in a soggy cardboard box". The Federal Trade Commission produced two public service announcements parodying the commercials to remind citizens of the right to annual free credit reports from annualcreditreport.com.
On June 15, 2012, freecreditscore.com released a new commercial that featured the return of the original band.
FCS Commercial Themes:
"New Spot"- featuring the band gone and regrouping, with all members now financially well off. The "used sub-compact" from the used car commercial, is now pimped out, and the scene from the earlier commercial is reprised. The band is stopped at a light next to attractive women in a red Mustang convertible, but this time, instead of laughing at them as in the previous commercial, the women are now interested because of their financial success.
"Set It Off"- featuring the band talking about receiving score alerts from the FCS app. The commercial also featured the return of the elderly lady, who frequented the band's older commercials.
Dream Girl
Freecreditreport.com Lyrics
Jump to: Overall Meaning ↴ Line by Line Meaning ↴
I married my dream girl
But she didn't tell me her credit was bad
So now instead of living in a pleasant suburb
We're living in the basement at her
Mom and dad's
No we can't get a loan for a respectible
Home just because my girl defaulted
If we'd gone to free credit report dot com
I'd be a happy bachelor with a dog and a yard
The lyrics of Freecreditreport.com's "Dream Girl" tell the story of a man who marries his dream girl without realizing that her credit is bad. The song starts off with excitement and joy as he expresses his happiness for marrying the woman of his dreams. However, his happiness quickly turns to disappointment when he discovers that her bad credit history affects their living situation. Instead of living in a pleasant suburb, they are forced to live in the basement of her parents' house.
The lyrics highlight the frustration of the man, as he reveals that they can't get a loan for a respectable home due to his wife's defaulting on an old credit card. He realizes that if they had used Free Credit Report dot com, they would have been able to check their credit scores and manage their financial situation before getting married. The song concludes with the man longing for a different outcome, stating that if he had known the truth about his wife's credit, he would have remained a happy bachelor with a dog and a yard.
Overall, the lyrics emphasize the importance of being aware of one's credit standing and being financially responsible before making major life decisions. It serves as a cautionary tale about the potential consequences of neglecting one's credit and the impact it can have on personal and financial goals.
Line by Line Meaning
Well I married my dream girl
I found and married the woman of my dreams
I married my dream girl
I made the ultimate commitment to the woman I love
But she didn't tell me her credit was bad
Unfortunately, she concealed the fact that she had poor credit
So now instead of living in a pleasant suburb
As a result, we are unable to reside in a desirable neighborhood
We're living in the basement at her Mom and dad's
As a consequence, we are currently residing in her parents' basement
No we can't get a loan for a respectible
Regrettably, we are unable to secure a loan for a decent
Home just because my girl defaulted
This is due to the fact that my partner failed to meet her financial obligations
On some old credit card
She neglected to settle her dues on a previous credit card
If we'd gone to free credit report dot com
If only we had utilized the services of freecreditreport.com
I'd be a happy bachelor with a dog and a yard
In that case, I would still be content being a single man with a pet dog and my own property
Lyrics Ā© O/B/O APRA AMCOS
Lyrics Licensed & Provided by LyricFind
@lightningpastry2153
This song has been playing rent-free in my head for 14 years. And unlike the other 5 or 6 overly catchy ads that are rattling around in here, I ain't even mad.
@XenuLordofTheSky
When this one came on I always turned that TV up, idk why but I just loved how catchy it was!
@emma-js3se
this and their new car song ,, always a slapper
@MA-vd3ln
This song should be on billboards top 100 chart
@insaninater5154
i love how our society has gotten to the point where commercial jingles are slaughtering industrial music in terms of quality
@twaffleproductions
OMG 10 YRS
@bjoegday409
If only you 10 years ago knew just how bad it was going to getā¦
@JimSty-bh1os
Well when we have "musicians" like MGK, what do you expect??
@lawnmowermanTX
Iām a 51 year old bachelor because my parents screwed up their credit card and mortgage debts, and they left me with nothing to be proud of, except being a 51 year old slave to the job, and a Virgin.. š¤£š¤£šš Sex means nothing to me, if itās going put me in financial pain.
@user-op7nd9zn6j
i still sing this song 14yrs later lol