Fidelity Fiduciary Bank
Richard M. Sherman & Robert B. Sherman Lyrics


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Mr. Dawes Sr.:
If you invest your tuppence wisely in the bank
Safe and sound
Soon that tuppence, safely invested in the bank
Will compound

And you'll achieve that sense of conquest
As your affluence expands
In the hands of the directors
Who invest as propriety demands

Mr. George Banks:
May I, sir?

Mr. Dawes Sr.:
Carry on, Banks.

Mr. Banks (Mr. Dawes Sr.):
You see Michael, you'll be part of...
Railways through Africa (Exactly!)
Dams across the Nile (The ships! Tell them about the ships!)
Fleets of ocean greyhounds (More, tell them more!)
Majestic, self-amortizing canals (How it fires the imagination!)
Plantations of ripening tea

Bank Directors:
All from tuppence
Prudently, thriftilly, frugally invested in the...
To be specific:
In the Dawes, Tomes, Mousely, Grubbs Fidelity Fiduciary Bank!

Mr. Banks (Mr. Dawes Sr.):
Now, Michael
When you deposit tuppence in a bank account (Go on!)
Soon you'll see (Tell them more!)
That it blooms into credit of a generous amount
Semiannually

Bank Directors:
And you'll achieve that sense of stature
As your influence expands
To the high financial strata
That established credit now commands

You can purchase first and second trust deeds
Think of the foreclosures!
Bonds! Chattels! Dividends! Shares!
Bankruptcies! Debtor sales! Opportunities!
All manner of private enterprise!
Shipyards! The mercantile! Collieries! Tanneries!
Incorporations! Amalgamations! Banks!

Mr. Dawes Sr.:
While stand the banks of England, England stands...
When fall the banks of England, England falls!


Mr. Banks:
You see, Michael, all for the lack of...

Bank Directors:
Tuppence
Patiently, cautiously, trustingly invested in the...




To be specific:
In the Dawes, Tomes, Mousely, Grubbs Fidelity Fiduciary Bank!

Overall Meaning

The song "Fidelity Fiduciary Bank" from the musical "Mary Poppins" is a satirical take on the banking system and how society views it. The song features two characters, Mr. Dawes Sr. and Mr. George Banks, who are trying to convince a young boy named Michael to invest his tuppence (two pence) in the bank. They emphasize that if he invests his money wisely, it will grow and compound over time, giving him a sense of conquest and the ability to purchase various assets.


Mr. Dawes Sr. and the bank directors portray themselves as responsible and knowledgeable, claiming that they invest in ways that align with propriety and caution. However, as Mr. Banks speaks, the lengths and breadth of the bank's activities become clearer. They invest in everything from railways in Africa to shipping, canals, tea plantations, bonds, and bankruptcies. All of these endeavors are supposed to illustrate the boundless opportunities that investing wisely in the bank offers.


The song's irony and mockery lie in the fact that, despite the bank's apparent caution and care, it invests in risky and potentially harmful ventures for the sake of greater profit. The song critiques the idea that banking institutions can be trusted with people's savings and investments without question, suggesting that there is a darker, more nefarious side to banking beyond surface appearances.


Line by Line Meaning

If you invest your tuppence wisely in the bank
If you make a wise investment in the bank with your two pennies


Safe and sound
You can safely trust in the bank's security


Soon that tuppence, safely invested in the bank
Your two pennies will quickly grow in the safe and secure bank


Will compound
They will multiply through compound interest


And you'll achieve that sense of conquest
You will feel a sense of accomplishment


As your affluence expands
As your wealth grows and expands


In the hands of the directors
Managed by the bank's capable directors


Who invest as propriety demands
Who invest wisely and appropriately according to their responsibility


You see Michael, you'll be part of...
You can be part of great things, Michael


Railways through Africa (Exactly!)
Building railways in Africa for progress and profit


Dams across the Nile (The ships! Tell them about the ships!)
Constructing dams across the Nile, and profiting from ship construction


Fleets of ocean greyhounds (More, tell them more!)
Funding the production of fast ocean liners, generating profit


Majestic, self-amortizing canals (How it fires the imagination!)
Self-financing canals generating immense profit and imagination


Plantations of ripening tea
Producing tea on profitable plantations


All from tuppence
All of this from just two pennies


Prudently, thriftilly, frugally invested in the...
Invested carefully, economically, and wisely in


To be specific:
To be more precise:


In the Dawes, Tomes, Mousely, Grubbs Fidelity Fiduciary Bank!
In the reliable, trustworthy bank managed by Dawes, Tomes, Mousely, and Grubbs.


Now, Michael
Now, Michael,


When you deposit tuppence in a bank account (Go on!)
When you deposit two pennies in the bank (Continue!)


Soon you'll see (Tell them more!)
You will quickly realize (Explain further!)


That it blooms into credit of a generous amount
That your money will grow into credit of a substantial amount


Semiannually
Twice a year


And you'll achieve that sense of stature
You will feel a sense of prestige


As your influence expands
As your financial influence and power grows


To the high financial strata
To the upper echelons of finance


That established credit now commands
The kind of credit that demands respect and authority


You can purchase first and second trust deeds
You can buy first and second priority bonds


Think of the foreclosures!
Think of the foreclosed properties you can profit from!


Bonds! Chattels! Dividends! Shares!
Bonds, stocks, and shares in a variety of markets


Bankruptcies! Debtor sales! Opportunities!
Opportunities in bankruptcies and debt sales


All manner of private enterprise!
All kinds of private businesses!


Shipyards! The mercantile! Collieries! Tanneries!
Investment in ship, retail, coal, and leather-related businesses


Incorporations! Amalgamations! Banks!
Incorporating, merging, and buying banks!


While stand the banks of England, England stands...
As long as the banks of England remain, the country will remain prosperous...


When fall the banks of England, England falls!
...but if the banks of England fall, the country will fall with them!


You see, Michael, all for the lack of...
You see, Michael, all of this can be lost due to a lack of


Tuppence
Just two pennies


Patiently, cautiously, trustingly invested in the...
Invested patiently, carefully, and with trust in the


To be specific:
To clarify:


In the Dawes, Tomes, Mousely, Grubbs Fidelity Fiduciary Bank!
In the reliable, trustworthy bank managed by Dawes, Tomes, Mousely, and Grubbs.




Contributed by Ian B. Suggest a correction in the comments below.
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